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LIC Jeevan Anand Policy: Secure ₹25 Lakhs by Investing Just ₹45 Per Day

When it comes to long-term savings and financial security, LIC’s Jeevan Anand Policy is one of the most reliable options available. This plan allows you to invest a small amount daily and build a large corpus over time. By investing just ₹45 per day (₹1,358 per month), you can accumulate ₹25 lakh on maturity.

This policy offers the dual benefit of life insurance and savings, ensuring that your loved ones remain financially secure even in your absence.

What is LIC Jeevan Anand Policy?

LIC’s Jeevan Anand Policy is a traditional endowment plan that provides a combination of risk coverage and guaranteed returns. It is designed to offer life protection throughout the policy term while also acting as a savings instrument.

Even after completion of the premium-paying term, the insurance cover continues for the policyholder’s lifetime. In case of an unfortunate event, the nominee receives the sum assured plus bonuses.

Key Features of LIC Jeevan Anand Policy

✔️ Life Cover Even After Maturity – The insurance coverage continues even after policy maturity.
✔️ Flexible Policy Term – Available for 15 to 35 years.
✔️ Death Benefit – In case of the policyholder’s death, the nominee receives the sum assured and bonuses.
✔️ Maturity Benefit – If the policyholder survives the policy term, a lump sum amount is paid on maturity.
✔️ Entry Age – 18 to 50 years.
✔️ Minimum Sum Assured – ₹1,00,000.
✔️ Bonus Additions – The policy offers reversionary and final bonuses based on LIC’s annual performance.
✔️ Premium Payment Mode – Choose between monthly, quarterly, half-yearly, or yearly payments.
✔️ Loan Facility – Policyholders can avail a loan after three years of premium payments.
✔️ Surrender Option – Policyholders can surrender the policy after two years, if required.
✔️ Additional Riders – Get extra protection through Accidental Death & Disability Riders.

How to Get ₹25 Lakhs?

By investing ₹1,358 per month for 35 years, your total investment will be ₹5,70,500. However, LIC provides substantial bonuses and additional benefits, significantly increasing the final payout.

Maturity Amount Breakdown:

  • Basic Sum Assured: ₹5,00,000
  • Reversionary Bonus (over 35 years): ₹8,60,000
  • Final Additional Bonus: ₹11,50,000
  • Total Amount on Maturity: ₹25,10,000

This means that your small daily savings will turn into a huge corpus over time, ensuring financial stability for the future.

Bonuses and Additional Benefits

📌 Reversionary Bonus – Declared annually by LIC, adding to your policy value.
📌 Final Additional Bonus – A lump sum bonus at maturity for long-term policyholders.
📌 Accidental Death Cover – Provides an additional ₹5 lakh in case of accidental death.
📌 Disability Benefit – If the policyholder suffers permanent disability, LIC ensures regular payouts to cover financial needs.
📌 Loan Facility – If needed, policyholders can borrow money against their policy after three years.

Who Should Invest in This Policy?

✔️ People Looking for Safe Investment – LIC’s reliability makes this a risk-free investment option.
✔️ Individuals Planning for Retirement – Ensures a secure financial future with a lump sum payout.
✔️ Those Who Want Insurance with Savings – Provides dual benefits of risk coverage and wealth accumulation.
✔️ Investors Looking for Long-Term Returns – Maximizes compounded benefits over time.

Why Choose LIC Jeevan Anand Policy?

✅ Guaranteed Returns – LIC policies are known for their stable and secure returns.
✅ Long-Term Financial Security – Offers protection even after the policy matures.
✅ No Market Risk – Unlike mutual funds or stocks, this policy is safe from market fluctuations.
✅ Flexible Investment Plan – Allows small monthly investments with significant future returns.
✅ Trusted Brand – LIC is India’s largest and most trusted insurance provider.

Conclusion

If you are looking for a secure, long-term investment, LIC’s Jeevan Anand Policy is a perfect choice. By investing just ₹45 per day, you can build a strong financial future and receive ₹25 lakh on maturity.

To invest in this policy, visit your nearest LIC branch or contact an LIC agent today!

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