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House Renting Guide: Important Things to Check Before Finalizing a Rental Home

Renting a house is a major decision, especially in a new city. Many people rush into renting a property without considering crucial aspects, which leads to future complications. To ensure a smooth and hassle-free experience, here are essential tips to follow before renting a house. 1. Verify the Property Owner and Background Check Before finalizing a rental home, it is important to verify the authenticity of the property owner to avoid fraud. How to Verify the Owner? ✔ Ask for property ownership documents to ensure that the person renting the house is the actual owner. ✔ Cross-check with local authorities or neighbors about the reputation of the landlord . ✔ If dealing with an agent, confirm whether they are legally authorized to rent out the property. ✅ Always deal with verified property owners and avoid paying any advance money without proper documentation. 2. Inspect the Condition of the House Before signing the agreement, inspect the physical condition of the house ...
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NSC Scheme: Earn ₹2,36,758 in 5 Years with a Secure Investment

The National Savings Certificate (NSC) offered by the post office is a reliable and government-backed investment scheme. If you want a risk-free investment with guaranteed returns, this scheme is an excellent option. With a minimum investment of just ₹1000, you can secure a stable financial future. In this article, we will discuss how the NSC scheme works, its key benefits, and the returns you can expect if you invest ₹7 lakh. What is the NSC Scheme? The National Savings Certificate (NSC) is a fixed-income investment scheme managed by the Indian Post Office. It is designed for individuals who want a secure investment option with assured returns. The interest rate is fixed and backed by the government, making it a low-risk and profitable long-term investment. Key Features of the NSC Scheme Minimum Investment : Start with as little as ₹1000; no maximum investment limit. Lock-in Period : The scheme has a fixed tenure of 5 years. Guaranteed Interest : The government determines...
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99 साल की लीज खत्म होने के बाद आपकी प्रॉपर्टी का क्या होगा? जानें क्या हैं नियम

लीज यानी पट्टे पर खरीदी जाने वाली प्रॉपर्टी की अवधि 30 साल से लेकर 99 साल के बीच होती है। रेसिडेंशियल फ्लैट की लीज आमतौर पर 90 साल से लेकर 99 साल के बीच होती है। लीज के तहत जब कोई बिल्डर आपको फ्लैट बेचता है तो फ्लैट खरीदार का उस फ्लैट पर तब तक ही मालिकाना हक होता है, जब तक लीज चलती रहती है। प्रॉपर्टी को लेकर कई तरह के नियम और कानून बनाए गए हैं। अभी आप जिस घर या फ्लैट में रह रहे हैं, वो या तो फ्री होल्ड होगा या फिर लीज होल्ड होगा। आमतौर पर नोएडा, ग्रेटर नोएडा, गुरुग्राम, गाजियाबाद जैसे शहरों में ज्यादातर फ्लैट्स लीज होल्ड पर ही बेचे जाते हैं। फ्लैट खरीदने वाले कई लोगों को ये मालूम ही नहीं होता कि उनका फ्लैट लीज पर है। इससे भी बड़ी बात ये कि उन्हें इस बारे में भी कोई जानकारी नहीं होती कि लीज खत्म होने के बाद उनके फ्लैट का क्या होगा? यहां हम इसी बड़े और महत्वपूर्ण सवाल का जवाब जानने की कोशिश करेंगे कि लीज खत्म होने के बाद आपके फ्लैट का क्या होगा? लीज खत्म होने के बाद आपकी प्रॉपर्टी का क्या होगा? लीज यानी पट्टे पर खरीदी जाने वाली प्रॉपर्टी की अवधि 30 साल से लेकर 99 साल के बीच होती है। र...
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Honoring Excellence in Nation Building: Artist Press Publication House Bestows the Dr. APJ Abdul Kalam Memorial Award

Recognizing the tireless efforts of individuals dedicated to nation-building, Artist Press Publication House has instituted the prestigious Dr. APJ Abdul Kalam Memorial Award. This award is a tribute to the luminaries whose work in literature, art, and social service fosters unity, integrity, and progress. By celebrating their achievements, the award aims to inspire future generations to contribute meaningfully to society. The Legacy of Dr. APJ Abdul Kalam Dr. APJ Abdul Kalam, India's 11th President, was a scientist, educator, and visionary leader whose contributions to space and missile technology shaped modern India. Beyond his scientific achievements, Dr. Kalam was an advocate for youth empowerment, innovation, and national development. His unwavering commitment to excellence and service to the nation serves as the foundation for this award, which honors individuals who embody his ideals. Artist Press Publication House: A Platform for Excellence Artist Press Publication Hous...
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Graduation is a Milestone, Not the Destination: The Book Which Inspire You to See Graduation as a New Beginning

Graduation is a significant milestone, a moment of celebration after years of hard work and perseverance. However, it is not the final destination. The book Graduation is a Milestone, Not the Destination redefines the way we perceive this transition, emphasizing that life after graduation holds even greater possibilities. Co-authored by Imran Kashmiri, Dr. Mayaa Sh, Malwinder Kaur, Kumar Abishek, and Niyaama Shree Krishnammal, this thought-provoking book presents a fresh perspective on success, growth, and lifelong learning. A Collection of Inspiring Narratives Rather than merely marking the end of an academic journey, this book encourages readers to view graduation as the start of new adventures. Through essays, poems, and personal stories, the authors illustrate the idea that every milestone in life should be seen as a stepping stone toward even greater accomplishments. The book provides readers with practical insights on how to navigate the uncertainties of life after graduation...
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खेती की जमीन पर घर बना सकते हैं या नहीं? जानिए नियम और जरूरी प्रक्रिया

आजकल बढ़ती आबादी और शहरीकरण के कारण लोग शहरों से गाँवों की ओर रुख कर रहे हैं। कई लोग खेती की जमीन पर घर बनाने की योजना बना रहे हैं, लेकिन क्या ऐसा करना कानूनी रूप से सही है? यदि आप भी अपने खेत की जमीन पर घर बनाने की सोच रहे हैं, तो आपको इससे जुड़े नियमों और प्रक्रियाओं की पूरी जानकारी होनी चाहिए। नियमों की अनदेखी करने पर आपको कानूनी समस्याओं का सामना करना पड़ सकता है। इस लेख में हम विस्तार से बताएंगे कि खेती की जमीन पर घर बनाने की प्रक्रिया क्या है, इसके लिए किन दस्तावेजों की जरूरत होती है और क्या सावधानियां बरतनी चाहिए। खेती योग्य भूमि क्या होती है? खेती योग्य भूमि वह भूमि होती है, जिस पर फसलों की खेती की जाती है। यह भूमि मुख्य रूप से कृषि कार्यों के लिए उपयोग की जाती है और सरकार इसे विशेष रूप से खेती के लिए ही आरक्षित रखती है। इस प्रकार की जमीन पर बिना अनुमति के किसी भी प्रकार का गैर-कृषि निर्माण करना अवैध होता है। कई लोग इस भूमि का उपयोग प्लॉटिंग और अवैध कॉलोनियों के निर्माण के लिए करते हैं, जिससे उन्हें भविष्य में कानूनी कार्यवाही का सामना करना पड़ता है। खेती की जमीन पर घर ब...
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Property Registration: How Much Will It Cost? Know the Charges Before Buying Property

In today's time, property prices are continuously rising. Despite this, people are actively buying and selling land, houses, shops, and other properties. But do you know why property registration is necessary? When a property is transferred from one person to another, it must be legally registered to validate the transaction. This process requires paying government-determined charges, including stamp duty and registration fees. Documents Required for Registration Sale Agreement Identity Proof – Aadhaar Card, PAN Card, etc. Property-Related Documents – Copy of the previous owner's registration. Circle Rate Certificate PAN Card Passport-Sized Photos of Buyer and Seller Property Tax Receipt Map and Approval Certificate (if required) How is the Registration Fee Determined? The property registration charge depends mainly on three factors: Location of the Property – Higher charges in urban areas and lower in rural areas. Type of Property – Res...
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Essential Rent Agreement Rules: 8 Must-Have Clauses for Tenants

Renting a house is a common practice for individuals who relocate for work, education, or other reasons. A rent agreement serves as a legally binding document that safeguards both the tenant and the landlord by clearly defining their rights and obligations. Failing to include essential clauses in the agreement can lead to unnecessary disputes and financial losses. Here are eight key clauses every tenant must ensure are included in their rent agreement. 1. Security Deposit Terms Most landlords require a security deposit to cover potential property damages or unpaid rent. The rent agreement should explicitly mention the deposit amount, its refund conditions, and any permissible deductions for damages. This helps avoid conflicts when vacating the property. 2. Lock-in Period and Termination Clause Some landlords impose a lock-in period, during which tenants cannot terminate the lease without facing penalties. The agreement should define the notice period required before vacating and cl...
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