Startup Genius

Imagine receiving a message from an unknown person saying, “I accidentally sent money to your account. Please send it back.” You open your UPI app, check your bank balance, and discover that the money has actually arrived. Returning it might seem like the right thing to do, but acting too quickly could put your own money at risk. Digital payment platforms such as Google Pay, PhonePe, Paytm and BHIM have made money transfers incredibly convenient. However, scammers can exploit people's willingness to help others by using fake payment claims, fraudulent QR codes and misleading refund requests. The important thing to remember is that an unexpected UPI payment does not automatically mean you are dealing with a scam. Genuine payment mistakes can happen, too. The safest approach is to verify the transaction, protect your banking details and follow the proper process before returning any money. 1. Check Your Bank Account Before Taking Any Action The first step is to verify whether the mon...

From a determined student in Nawada to an emerging physiotherapy professional and social worker in Patna, Dr. Suryashankar Kumar’s journey reflects a commitment to healthcare, community welfare and continuous learning. Recognized for his contributions during the COVID-19 pandemic and associated with initiatives in professional education and social service, he represents a generation of young professionals seeking to create an impact beyond their chosen careers. A Journey Driven by Compassion, Determination and Service In a world where professional success is often measured by qualifications, income and recognition, some individuals seek to create a broader impact through their work. Dr. Suryashankar Kumar, affectionately known as Surya, is among those who aim to connect professional development with social responsibility. A physiotherapist by profession and a social worker by commitment, Dr. Kumar has built his journey around the principles of healthcare, compassion and community parti...

In an era defined by rapid technological advancement, globalisation and changing lifestyles, the challenge of preserving cultural identity while remaining connected with the modern world has become increasingly significant. At the forefront of one such cultural movement is Ekta Nagpal, whose leadership of “Jadon Se Judo” reflects a determined effort to reconnect people, particularly younger generations, with India’s heritage, values, traditions and civilisational wisdom. Established as a continuing initiative in 2018, Jadon Se Judo is not merely an organisation or cultural platform. It represents an idea — that progress and modernity do not require society to distance itself from its roots. Under Ekta Nagpal’s leadership, the initiative has sought to bring Indian culture, Sanatan values, youth awareness and social responsibility closer to people through meaningful and accessible engagement. A Vision Rooted in India’s Cultural Heritage The philosophy behind Jadon Se Judo is broad and de...

Ekta Nagpal is an Indian social activist and the Founder-Trustee of Jadon Se Judoo, an initiative dedicated to the vision of “A Step Towards Nation Building.” Her work reflects a commitment to strengthening the connection between individuals, their cultural roots and the communities to which they belong. Guided by the belief that meaningful progress begins with awareness, compassion and collective responsibility, Ekta advocates for a society where development and traditional values can coexist. Through Jadon Se Judoo, she seeks to encourage community participation, social responsibility and a deeper appreciation of India’s cultural identity. Her philosophy centres on the idea that a nation’s strength lies not only in economic advancement but also in the values, relationships and sense of belonging that unite its people. Ekta’s approach to social service emphasises the importance of grassroots engagement and the role that individuals can play in contributing to positive societal change....

Dr Mayaa SH, a prominent women's rights activist, author, and feminist philosopher, has extensively addressed domestic violence in her work, emphasizing its profound impact and the societal changes required to combat it. Her insights are deeply rooted in her experiences as a survivor and advocate, focusing on empowering women and challenging societal attitudes that blame victims.Beyond her writings, Dr Mayaa SH urges public discourse on gender-based violence, encouraging the use of social media hashtags like #OrangeTheWorld and #GenerationEquality to raise awareness. She also calls for challenging inappropriate behavior, understanding relevant data, and advocating for government investment in data collection on gender-based violence. Employers, she suggests, have a role in creating supportive workplace cultures that encourage survivors to seek mental health support. The Firebrand Feminist and Internationally acclaimed authoress gets candid on her conversation on World Mental Health...

होम लोन लेकर घर या फ्लैट खरीदने के बाद अक्सर एक सवाल सामने आता है— अगर प्रॉपर्टी के मूल दस्तावेज बैंक के पास हैं, तो जरूरत पड़ने पर मालिक अपने घर पर कानूनी मालिकाना हक कैसे साबित करेगा? दरअसल, होम लोन के दौरान बैंक द्वारा मूल दस्तावेज अपने पास रखना एक सामान्य प्रक्रिया है। बैंक इन दस्तावेजों को इसलिए रखता है क्योंकि खरीदी गई प्रॉपर्टी लोन की सुरक्षा के तौर पर बैंक के पास गिरवी रहती है। इसका यह मतलब बिल्कुल नहीं है कि बैंक उस घर का मालिक बन जाता है। जब तक लोन पूरी तरह चुकता नहीं हो जाता, मूल दस्तावेज बैंक के पास रह सकते हैं। इस दौरान प्रॉपर्टी का मालिक अपने नाम से जुड़े कई अन्य दस्तावेजों के जरिए अपने मालिकाना हक और प्रॉपर्टी से संबंध को साबित कर सकता है। इसलिए केवल मूल रजिस्ट्री बैंक के पास होने को लेकर परेशान होने की जरूरत नहीं है। घर या फ्लैट से जुड़े सभी महत्वपूर्ण दस्तावेजों की प्रतियां और सरकारी रिकॉर्ड सुरक्षित रखना बेहद जरूरी है। बैंक मूल प्रॉपर्टी दस्तावेज अपने पास क्यों रखता है? जब कोई व्यक्ति होम लोन लेकर घर खरीदता है, तो आमतौर पर वह प्रॉपर्टी बैंक के लिए लोन की सुरक्षा यानी ...

Maharashtra has introduced stricter rules for the redevelopment of cooperative housing societies, aiming to make the process more transparent, participatory and time-bound. The new framework places greater responsibility on society committees while giving members more opportunities to participate in important decisions. The changes are particularly significant for cities such as Pune and Mumbai, where a large number of old housing societies are considering redevelopment. From mandatory member approval and competitive bids to online participation and access to documents, the new rules seek to reduce arbitrary decision-making and protect the interests of residents. Here are the key changes members should know. 1. At Least 51% of Members Must Approve the Redevelopment One of the most important requirements concerns member approval. For a redevelopment decision to be valid, at least two-thirds of the society's members must be present to meet the required quorum. In addition, the redeve...