Buying a home is a big step in life, and for many people, it’s one of the most emotional and financially important decisions they’ll ever make. But let’s be honest—buying a home is not cheap. That’s why millions of people turn to home loans to afford their dream house. However, while applying for a home loan might feel easy—especially with online approvals and instant offers—the real challenge comes later when you start discovering hidden charges . Yes, banks and financial institutions often do not disclose certain charges unless you ask them directly. And if you’re unaware, you might end up paying thousands more than expected. So before you sign those loan documents, read this guide carefully. Let’s explore the 6 major hidden home loan charges that you should know about: 1. Application Fee: The First Unexpected Cost When you apply for a home loan, the bank or lender usually asks for an application fee , also known as a login fee . This charge is for processing your initial l...