Startup Genius

In a world increasingly shaped by technology, governance, and social responsibility, few individuals embody the convergence of scholarship, advocacy, and global engagement as powerfully as Adv. Harjeet Kaur . An international legal scholar, social impact writer, and policy-focused academic, she has carved a niche at the intersection of artificial intelligence, juvenile justice, gender reform, and civic responsibility. Her work bridges rigorous academic research, ethical innovation, and practical policy engagement, earning her recognition both nationally and internationally. International Distinctions: A Legacy of Excellence Adv. Harjeet Kaur’s contributions have been recognized through prestigious international awards and global platforms. She is a recipient of the Nelson Mandela International Excellence Award , honoring her leadership and literary impact, as well as the Global Legacy Award , recognizing her sustained global contributions. Beyond these accolades, she has achieved notab...

In a world obsessed with youth, wellness, and longevity, people are constantly searching for ways to live longer and healthier lives. From expensive anti-aging creams and detox diets to meditation retreats and biohacking gadgets, the modern quest for a longer life has become a booming industry. But in one quiet village, the secret to a meaningful and possibly longer life is not found in luxury spas or scientific labs. Instead, it lies inside a coffin. Yes—real coffins. Every night, villagers willingly climb into wooden coffins and sleep there until morning. Not because they are ill, cursed, or obsessed with death, but because they believe this unusual habit helps them live better, calmer, and more meaningful lives. To outsiders, it sounds terrifying. To the villagers, it is simply a way of life. “It Reminds Us That Life Is Precious” Ask any resident why they sleep in a coffin, and the answer is surprisingly calm and thoughtful. “This is not about death,” one villager explains. “It is a...

India is preparing to enter a new era of infrastructure development with the approval of its first-ever underwater road-cum-rail tunnel , to be built beneath the mighty Brahmaputra River in Assam. Valued at ₹18,662 crore , this ambitious project will connect Gohpur and Numaligarh , dramatically improving connectivity across the Northeast and reshaping the region’s economic future. Once completed, the corridor is expected to slash travel time, reduce logistics costs, strengthen regional trade, and generate around 80 lakh person-days of employment . For Assam and neighboring northeastern states, this project is being seen as a transformational leap rather than just another transport link. A Historic First for India The approved project will be India’s first underwater tunnel that carries both road and rail traffic . Globally, such projects are extremely rare, and officials note that this will be only the second underwater tunnel of its kind in the world combining road and rail in a si...

पब्लिक प्रोविडेंट फंड (PPF) भारत की सबसे भरोसेमंद और लोकप्रिय बचत योजनाओं में से एक है। यह योजना पूरी तरह से भारत सरकार द्वारा समर्थित है, इसलिए इसमें निवेश को सुरक्षित माना जाता है। टैक्स छूट, अच्छा ब्याज और जोखिम-मुक्त रिटर्न के कारण यह योजना नौकरीपेशा लोगों और लंबे समय तक बचत करने वालों की पहली पसंद बन चुकी है। लेकिन इसके कई फायदों को देखकर लोगों के मन में एक सवाल जरूर आता है— क्या कोई व्यक्ति एक से ज़्यादा PPF अकाउंट खोल सकता है? आइए, इसे समझते हैं। PPF अकाउंट क्या है? PPF एक लॉन्ग-टर्म सेविंग स्कीम है, जिसकी मैच्योरिटी अवधि 15 साल होती है। इसमें आप हर वित्तीय वर्ष में: न्यूनतम निवेश: ₹500 अधिकतम निवेश: ₹1.5 लाख 15 साल पूरे होने के बाद आपको पूरा पैसा ब्याज सहित और पूरी तरह टैक्स-फ्री मिलता है। चाहें तो आप मैच्योरिटी के बाद इसे 5-5 साल के ब्लॉक में आगे भी बढ़ा सकते हैं , ताकि ब्याज मिलता रहे। इसके अलावा, PPF में किया गया निवेश इनकम टैक्स एक्ट की धारा 80C के तहत टैक्स छूट के लिए भी योग्य होता है। क्या एक से ज़्यादा PPF अकाउंट खोल सकते हैं? सीधा और स्पष्ट जवाब है—नहीं। पब्लिक ...

As fuel prices continue to rise across the globe, petrol has become one of the biggest everyday expenses for millions of people. In countries like India, motorists routinely pay more than ₹100 per litre, while in parts of Europe prices are even higher. Against this backdrop, the idea of buying petrol for just ₹3 per litre sounds almost impossible. Yet, this is not a myth or an internet rumour. There is a country in the world where petrol is sold at prices so low that it barely feels real. Surprisingly, that country is not Saudi Arabia or the UAE—nations commonly associated with cheap fuel. The real answer lies elsewhere. The Global Fuel Price Puzzle Petrol prices differ drastically from country to country. While some nations struggle with soaring fuel costs, others enjoy extremely cheap petrol. This imbalance is driven by several factors: Natural oil reserves Government control over fuel pricing Fuel subsidies Taxation policies Geopolitical and economic stability Countries that impor...

When you suddenly need money, choosing the right loan can be confusing. There are many options available—personal loans, home loans, gold loans, and credit cards. Each comes with its own interest rate, paperwork, and repayment pressure. But what if you already have money safely invested in a Fixed Deposit (FD)? In such cases, a loan against Fixed Deposit can be one of the smartest and cheapest borrowing options. India’s largest public sector bank, State Bank of India , offers a convenient loan against Time Deposit that allows customers to borrow money without breaking their FD. This article explains everything you need to know about SBI’s loan against FD—how much you can borrow, interest rates, eligibility, repayment rules, and whether this loan is right for you. What Is a Loan Against Fixed Deposit? A loan against Fixed Deposit is a secured loan where your FD acts as collateral. Instead of closing your FD and losing interest benefits, the bank gives you a loan by placing a lien on y...

भारत में चावल सिर्फ भोजन नहीं, बल्कि रोज़मर्रा की ज़िंदगी का हिस्सा है। दाल-चावल से लेकर पुलाव और बिरयानी तक, हर घर में चावल की खास जगह होती है। इसलिए हम आमतौर पर चावल को सस्ता और आसानी से मिलने वाला अनाज मानते हैं। लेकिन क्या आप कल्पना कर सकते हैं कि एक किलो चावल की कीमत एक स्मार्टफोन जितनी या उससे भी ज्यादा हो सकती है? जी हां, दुनिया में ऐसा चावल मौजूद है जिसे आम खाने के बजाय लग्ज़री और शौक़ की चीज़ माना जाता है। यह चावल इतना खास और दुर्लभ है कि इसकी कीमत सुनकर अच्छे-अच्छे खाने के शौकीन भी हैरान रह जाते हैं। आइए जानते हैं दुनिया के सबसे महंगे चावल की पूरी कहानी। दुनिया का सबसे महंगा चावल कौन सा है? रिपोर्ट के अनुसार CNN के मुताबिक, जापान का Kinmemai Premium चावल साल 2016 में Guinness World Records द्वारा दुनिया का सबसे महंगा चावल घोषित किया गया था। इस चावल को खास सिर्फ इसकी कीमत नहीं बनाती, बल्कि इसे उगाने, तैयार करने और पैक करने का तरीका भी इसे बेहद अनोखा बनाता है। कीमत जो सच में चौंका देती है Kinmemai Premium की कीमत आम चावल से कई गुना ज़्यादा है। 840 ग्राम के एक बॉक्स की कीमत...