Startup Genius

In India , taxes are an unavoidable part of earning and spending money. While most people are familiar with income tax and GST , there is another tax that quietly appears on many salary slips every month — professional tax . Because the amount is small and the rules differ from state to state, it often goes unnoticed or misunderstood. So, what exactly is professional tax? Who needs to pay it? Which states levy it? And most importantly, does it have any impact on your CTC (Cost to Company) ? This article answers all these questions. What Is Professional Tax? Professional tax is a direct tax levied by state governments on individuals who earn income through employment, profession, trade, or business. Despite its name, professional tax is not limited to professionals like doctors or lawyers. It applies to a wide range of earners, including: Salaried employees Self-employed individuals Business owners Freelancers and consultants For salaried employees, professional tax is deducted by ...

Bank lockers are widely used in India to keep valuable items such as gold jewellery, coins, important documents, and family heirlooms safe. People trust lockers because banks offer controlled access, strong rooms, surveillance cameras, and strict procedures. For many families, a bank locker feels safer than keeping valuables at home. But an important question often worries customers: what if gold jewellery kept inside a bank locker goes missing? Is the bank responsible? How much compensation can a customer claim? What do RBI rules actually say? This article explains everything based on current RBI guidelines and real-life cases. Why People Trust Bank Lockers Bank lockers are designed to reduce the risk of theft and damage. Some key security features include: Restricted access to locker rooms Dual-key system (customer key + bank’s master key) CCTV surveillance Limited operating hours Record of locker operations Because of these measures, customers believe their valuables are fully p...

आज के दौर में जहाँ हर तरफ़ एलईडी लाइटें, मोबाइल स्क्रीन और चमकदार साइनबोर्ड दिखाई देते हैं, वहीं जयपुर में एक ऐसी जगह है जो रोशनी के लिए बिजली पर नहीं, बल्कि इतिहास पर भरोसा करती है। यह जगह न सिर्फ़ एक रेस्टोरेंट है, बल्कि अतीत की शाही दुनिया का जीवंत अनुभव है। हम बात कर रहे हैं मोहान महल की—भारत का पहला ऐसा रेस्टोरेंट जहाँ बिजली का बिल्कुल भी उपयोग नहीं किया जाता । यह अनोखा स्थान द लीला पैलेस जयपुर के भीतर स्थित है और आज सोशल मीडिया से लेकर ट्रैवल लवर्स तक, हर किसी के बीच चर्चा का विषय बना हुआ है। जब बिजली नहीं, दीये बनते हैं रोशनी का ज़रिया मोहान महल की सबसे बड़ी खासियत यही है कि यहाँ डाइनिंग एरिया में एक भी बल्ब या इलेक्ट्रिक लाइट नहीं है। शाम होते ही सैकड़ों मोमबत्तियाँ और दीये जलाए जाते हैं। जैसे ही दीयों की लौ साढ़े तीन लाख छोटे-छोटे शीशों पर पड़ती है, पूरा हॉल सुनहरी रोशनी से जगमगा उठता है। यह रोशनी न तो चुभती है और न ही तेज़ लगती है—बल्कि मन को सुकून देने वाली होती है। यह अनुभव आपको आधुनिक दुनिया की भागदौड़ से अलग कर देता है और कुछ पलों के लिए समय को थाम लेने जैसा एहसास करात...

In a world increasingly shaped by technology, governance, and social responsibility, few individuals embody the convergence of scholarship, advocacy, and global engagement as powerfully as Adv. Harjeet Kaur . An international legal scholar, social impact writer, and policy-focused academic, she has carved a niche at the intersection of artificial intelligence, juvenile justice, gender reform, and civic responsibility. Her work bridges rigorous academic research, ethical innovation, and practical policy engagement, earning her recognition both nationally and internationally. International Distinctions: A Legacy of Excellence Adv. Harjeet Kaur’s contributions have been recognized through prestigious international awards and global platforms. She is a recipient of the Nelson Mandela International Excellence Award , honoring her leadership and literary impact, as well as the Global Legacy Award , recognizing her sustained global contributions. Beyond these accolades, she has achieved notab...

In a world obsessed with youth, wellness, and longevity, people are constantly searching for ways to live longer and healthier lives. From expensive anti-aging creams and detox diets to meditation retreats and biohacking gadgets, the modern quest for a longer life has become a booming industry. But in one quiet village, the secret to a meaningful and possibly longer life is not found in luxury spas or scientific labs. Instead, it lies inside a coffin. Yes—real coffins. Every night, villagers willingly climb into wooden coffins and sleep there until morning. Not because they are ill, cursed, or obsessed with death, but because they believe this unusual habit helps them live better, calmer, and more meaningful lives. To outsiders, it sounds terrifying. To the villagers, it is simply a way of life. “It Reminds Us That Life Is Precious” Ask any resident why they sleep in a coffin, and the answer is surprisingly calm and thoughtful. “This is not about death,” one villager explains. “It is a...

India is preparing to enter a new era of infrastructure development with the approval of its first-ever underwater road-cum-rail tunnel , to be built beneath the mighty Brahmaputra River in Assam. Valued at ₹18,662 crore , this ambitious project will connect Gohpur and Numaligarh , dramatically improving connectivity across the Northeast and reshaping the region’s economic future. Once completed, the corridor is expected to slash travel time, reduce logistics costs, strengthen regional trade, and generate around 80 lakh person-days of employment . For Assam and neighboring northeastern states, this project is being seen as a transformational leap rather than just another transport link. A Historic First for India The approved project will be India’s first underwater tunnel that carries both road and rail traffic . Globally, such projects are extremely rare, and officials note that this will be only the second underwater tunnel of its kind in the world combining road and rail in a si...

पब्लिक प्रोविडेंट फंड (PPF) भारत की सबसे भरोसेमंद और लोकप्रिय बचत योजनाओं में से एक है। यह योजना पूरी तरह से भारत सरकार द्वारा समर्थित है, इसलिए इसमें निवेश को सुरक्षित माना जाता है। टैक्स छूट, अच्छा ब्याज और जोखिम-मुक्त रिटर्न के कारण यह योजना नौकरीपेशा लोगों और लंबे समय तक बचत करने वालों की पहली पसंद बन चुकी है। लेकिन इसके कई फायदों को देखकर लोगों के मन में एक सवाल जरूर आता है— क्या कोई व्यक्ति एक से ज़्यादा PPF अकाउंट खोल सकता है? आइए, इसे समझते हैं। PPF अकाउंट क्या है? PPF एक लॉन्ग-टर्म सेविंग स्कीम है, जिसकी मैच्योरिटी अवधि 15 साल होती है। इसमें आप हर वित्तीय वर्ष में: न्यूनतम निवेश: ₹500 अधिकतम निवेश: ₹1.5 लाख 15 साल पूरे होने के बाद आपको पूरा पैसा ब्याज सहित और पूरी तरह टैक्स-फ्री मिलता है। चाहें तो आप मैच्योरिटी के बाद इसे 5-5 साल के ब्लॉक में आगे भी बढ़ा सकते हैं , ताकि ब्याज मिलता रहे। इसके अलावा, PPF में किया गया निवेश इनकम टैक्स एक्ट की धारा 80C के तहत टैक्स छूट के लिए भी योग्य होता है। क्या एक से ज़्यादा PPF अकाउंट खोल सकते हैं? सीधा और स्पष्ट जवाब है—नहीं। पब्लिक ...