Startup Genius

In the world of literature, music, digital media, and beyond, Dr. Abhinav Majumder stands as a beacon of inspiration. An award-winning author, lyricist, and content creator, he has carved an extraordinary path that seamlessly blends art, science, and technology. From crafting soul-stirring lyrics to pioneering digital marketing strategies, his journey is a testament to passion, perseverance, and innovation. A Journey Rooted in Versatility Born on December 27, 1990, Dr. Abhinav Majumder embodies a rare fusion of intellect and creativity. With a Bachelor of Dental Surgery (B.D.S.) from Sree Balaji Dental College and Hospital, Chennai, he initially pursued a career in dentistry. However, his innate artistic curiosity led him to explore the realms of fine arts and digital marketing, earning certifications that would later shape his dynamic career. His ability to merge structured scientific analysis with boundless creativity makes him a true polymath. Whether it's writing compelling ...

आज के दौर में हर व्यक्ति अपनी मेहनत की कमाई को सुरक्षित रखने के लिए बैंक का सहारा लेता है। लेकिन अक्सर लोगों के मन में यह सवाल उठता है कि क्या उनका पैसा बैंक में पूरी तरह सुरक्षित है? कहीं बैंक डूब गया तो उनकी जमा पूंजी का क्या होगा? इसी चिंता को दूर करने के लिए भारतीय रिजर्व बैंक (RBI) ने हाल ही में देश के सबसे सुरक्षित बैंकों की एक सूची जारी की है। इस सूची में उन बैंकों को शामिल किया गया है, जिनका देश की अर्थव्यवस्था में महत्वपूर्ण योगदान है और जिनके फेल होने की संभावना न के बराबर है। ऐसे बैंकों को D-SIBs (Domestic Systemically Important Banks) यानी डोमेस्टिक सिस्टमेटिकली इम्पॉर्टेंट बैंक कहा जाता है। आइए जानते हैं कि ये बैंक कौन-कौन से हैं और क्यों इन्हें सबसे सुरक्षित माना गया है। क्या होते हैं D-SIBs बैंक? डी-सिब्स (D-SIBs) वे बैंक होते हैं, जो देश की आर्थिक व्यवस्था में महत्वपूर्ण भूमिका निभाते हैं। अगर इनमें से कोई बैंक फेल हो जाए, तो इससे देश की अर्थव्यवस्था पर बड़ा असर पड़ सकता है। इसी वजह से सरकार और आरबीआई इन बैंकों को बचाने के लिए अतिरिक्त प्रयास करते हैं। D-SIBs बैं...

At just 17 years old, Mohammad Hazim Rather has carved a name for himself in the world of martial arts. Hailing from Ajas, Bandipora, Jammu & Kashmir , he is a national awardee, record holder, and an inspiration to young athletes across India. With multiple prestigious recognitions to his name, including the Rashtriya Prerna Doot Award , and records in the India Book of Records and Asia Book of Records , Hazim’s journey is a story of determination, hard work, and resilience. Early Life: A Dream Born in a Small Village Born and raised in Ajas, a remote village in Bandipora , Hazim’s love for martial arts started at an early age. Inspired by former UFC light weight champion,  Khabib Nurmagomedov and current UFC light weight champion,  Islam Makhachev , he dreamed of excelling in combat sports. However, growing up in a place with limited training facilities and financial constraints made his journey difficult. But Hazim refused to give up. He practiced tirelessly, ofte...

When someone rents a house in a new city, a written agreement is made between the landlord and the tenant, known as a Rent Agreement . It includes details such as the rent amount, property condition, addresses of both parties, and other important terms. But have you ever noticed that most rent agreements are made for 11 months instead of 1 year ? Have you ever wondered why? Let’s explore the reasons behind this. 1. Why Do Landlords Prefer 11-Month Agreements? (1) To Avoid Registration Costs According to the Registration Act, 1908 , if a property is rented for 12 months or more , the rent agreement must be registered . This registration involves additional paperwork, stamp duty, and registration fees . Since an 11-month rent agreement does not require registration , landlords prefer this option to save time and money. (2) To Avoid Property Tax If a rent agreement is for 1 year or more , landlords may have to pay property tax on the rental income. However, 11-month agreements do...

When renting a property, tenants must follow various rules, including those set by the landlord and legal provisions. However, landlords often exploit tenants who are unaware of their rights. To avoid such issues, every tenant must know these five important rights to protect themselves. 1. Understanding the Rent Control Act Tenants must first be aware of the Rent Control Act , which was implemented in 1948 to safeguard the rights of both landlords and tenants. This law sets regulations regarding rental agreements and property leasing, which may vary from state to state. Why is a Rent Agreement Important? A rent agreement is not just a document but a legally binding contract that defines the rent amount, terms of rent increase, and other conditions. Renting a property without a written agreement can reduce legal protection for the tenant. 2. Landlords Cannot Evict Tenants Without Proper Reason A landlord cannot force a tenant to vacate the property without following proper legal...

आजकल शहरों में फ्लैट खरीदने का चलन तेजी से बढ़ रहा है। लेकिन फ्लैट खरीदने वाले कई लोगों के मन में एक बड़ा सवाल रहता है – अगर फ्लैट 99 साल की लीज पर है, तो क्या लीज खत्म होने के बाद उसे खाली करना पड़ेगा? अगर आपके मन में भी यही सवाल है, तो इस लेख में हम लीज़होल्ड और फ्रीहोल्ड प्रॉपर्टी के बीच का अंतर, 99 साल की लीज के नियम और लीज खत्म होने के बाद क्या होता है – इन सबके बारे में विस्तार से जानेंगे। क्या होती है लीजहोल्ड प्रॉपर्टी? जब कोई प्रॉपर्टी लीज़होल्ड होती है, तो इसका मतलब यह होता है कि खरीदार को उस संपत्ति का मालिकाना हक केवल एक निश्चित समय तक (जैसे 30, 60 या 99 साल) के लिए दिया जाता है। इस अवधि के बाद प्रॉपर्टी कानूनी रूप से मूल मालिक के पास लौट जाती है । ज्यादातर मामलों में लीज को रिन्यू (बढ़ाया) किया जा सकता है , लेकिन इसके लिए शुल्क देना पड़ता है। कई बिल्डर कम लागत पर फ्लैट बेचने के लिए लीजहोल्ड संपत्ति का उपयोग करते हैं। फ्रीहोल्ड और लीजहोल्ड प्रॉपर्टी में अंतर आधार फ्रीहोल्ड प्रॉपर्टी लीज़होल्ड प्रॉपर्टी मालिकाना हक पूरी तरह मालिक का होता है एक तय समय...

Apoorv Om is a remarkable individual who has overcome the challenges of being deaf to become an award-winning artist, activist, and advocate for inclusion. His journey from New Delhi to global recognition showcases his determination, talent, and passion for empowering people with disabilities. Through his art, activism, and innovation, he has made significant contributions to society, earning accolades from national and international platforms. Early Life and Education Born on December 14, 1994 , in Delhi , Apoorv Om spent his childhood in Bihar. He pursued his education at Navy Children School, Chanakyapuri, New Delhi , before enrolling at the School of Planning and Architecture, Delhi . Despite his hearing impairment, he excelled in his studies and developed a deep passion for art, innovation, and social change. Championing Inclusion for the Deaf Community Apoorv Om has dedicated his life to creating an inclusive society for people with disabilities , especially the deaf community. H...